Diagnose
Upload your Equifax and TransUnion reports. Valeur reads them and flags patterns worth reviewing, always showing the page it came from.
For Canadians, coast to coast
Understand your credit file. Then do something about it.
Valeur turns your Equifax and TransUnion reports into plain English, shows what the two bureaus disagree on, and helps you organise disputes, bills, and settlement conversations — with you making every decision.
Compare
See both bureaus side by side. Differences in balance, status, or missing accounts are highlighted — never labelled as errors on their own.
Plan
Track bills, balances, and settlement conversations in one place, with clear next steps you control.
Act
Generate dispute and settlement letters you review and approve. Valeur never sends anything on your behalf.